I’m going to tell you a little story. A couple of weeks ago I went to the bank and took out some money out of my business account. I was a little surprised when the receipt said I had minus $5000 and change. Well, first of all, I knew I didn’t have that kind of money. And then there was the issue of the MINUS part. I had an appointment so I had to go to that but I rushed back later and went into the branch so they could explain what the hell was going on. Seems like when I updated my debit card which was linked with my business account – and had been for 20 years or so, it was no longer linked with my business account BUT MY LINE OF CREDIT! The one I have scheduled preauthorized payments to pay it down since I haven’t used it since IVF days. So I was basically spending money I didn’t have. Making sizable payments on my Visa when I probably could have paid a bit less. The teller then reversed all the charges through my business account while I considered either screaming or hyperventilating. Well, in the end, I didn’t have much left. My bank started charging $2 a month (for each account) for paper statements (crazy, right?) so I elected to go online. Perhaps I need to bite the bullet and keep the paper.
And now I’m going to segue all this money stress into Christmas time……hubby starting a new business means no steady paycheque. Yet he’s in a much better mood so that’s something to be grateful for. I didn’t get the part from my last audition which would have meant a decent financial finish to the end of the year, but a project I’m attached to did get funding so that’s something to look forward to. The Christmas lights have gone up in the neighbourhood which I really enjoy; it certainly does brighten up otherwise dark streets. I saw my mum on the weekend and brought her a poinsettia plant. I miss her especially around this time of year, especially since she’s become confined to a wheelchair. Ah, well, truth be known I’m always a bit out of sorts during holiday time, so the best cure is to just stay busy, bake lovely things and remember just how lucky we are.